When it comes to purchasing a car,
You're in the driver's seat.
Our secure online credit application makes getting financing a quick & efficient process.
We're Here To Help
Like most buyers, you may need financing to get the vehicle you want. What you don't need is a long drawn-out hassle to get it. Our user-friendly on-line credit-application process takes you from start to finish. It requires just a few a minutes of your time and a few personal details which we do not share.
It's really that easy. Get started today.A Little Knowledge Can Make A Big Difference.
Financing
Factors
Financing
Factors
Choice of Vehicle/Trade
The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.
Credit History/Employment
Your rates are based on numerous factors such as income, employment and credit history, including the number of open balances and late payments.
Down Payment/Interest Rate
The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.
Your Credit
Score
Your Credit
Score
Before applying for credit, it's always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool.
Factors Effecting Your Credit Score
Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.To learn your credit score you can contact the three main credit reporting agencies:
What To
Bring
What To
Bring
What you need to bring with you
Valid Driver's License
Proof of Insurance
Proof of Income
Proof of Residence
Proof of Phone Number
In some cases, you may be asked for additional information. We'll walk you through every step of the way and respect your privacy & concerns. Please make sure your information is current.
You Make The Choice. We Make It Easy.
Every part of the car buying process should be simple. That includes determining your car payment which is just as easy our pre-approval process thanks to our on-line payment calculator. Just choose your vehicle and we'll tell you what you can expect to pay each month. Whatever your credit situation and budget, we've got a car for you at a payment you can afford.
It's easy. It's quick. It's safe. Get started today.
Buick GMC Financing FAQs Louisville, KY
How do I apply for financing at Courtesy Buick GMC?
Drivers in Louisville, KY can fill out a credit application online. This lets our finance team start looking at loan and lease options before you come in.
What do I need to bring when I apply for financing?
Most buyers need a valid driver's license, proof of insurance, proof of income, proof of where they live, and a phone number. Sometimes we may ask for a little more information.
What affects my auto loan rate at Courtesy Buick GMC?
A few things matter most: the vehicle you pick, your credit history and job status, and how much you put down. A bigger down payment can help you get approved and may lower your rate.
Do I need to know my credit score before I apply?
No, you do not. Credit scores usually run from 350 to 850, and a higher score often means a lower rate. You can still fill out our credit application even if you are not sure what your score is.
Can I finance a new Buick or GMC model?
Yes. You can finance any vehicle in our new Buick and GMC inventory. Our finance team can help you set up a loan or lease that fits the model you want.
Can I finance a pre-owned or certified pre-owned vehicle?
Yes. Financing is also open to vehicles in our pre-owned inventory, which can give Louisville, KY buyers more choices to fit their budget.
Can I trade in my vehicle as part of financing?
Yes. Get an Instant Cash Offer for your current vehicle, and our finance team can put that value toward your next purchase.
What if my current Buick or GMC lease is ending soon?
If your lease is ending, visit our Buick and GMC lease return page to see your choices. You can return your vehicle, move into a new lease, or finance a purchase with us.
Are there current specials that can affect my financing?
Offers from the manufacturer and the dealership change often. Check our new vehicle specials and ask our finance team which ones might apply to you.
Who can I contact with financing questions at Courtesy Buick GMC?
Buyers in Louisville, KY can reach our finance team through our contact page with any loan or lease questions.
